Smith Wealth Strategies, LLC delivers high-impact, grant-friendly financial coaching to help individuals and families overcome crisis, build resilience, and thrive for the long term.
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We offer structured financial coaching programs to stabilize urgent needs, prevent recurring crises, and build lasting security. Each service is designed for measurable outcomes and maximum impact—ideal for grant partners and individuals alike.
Structured triage of urgent issues like eviction risk, utilities, or garnishment. Results in a financial snapshot, prioritized crisis plan, and 30–90 day stabilization checklist.
Personalized cash-flow plans tailored to each pay cycle, with bill timing, sinking funds, and real emergency buffer strategies to prevent repeat crises.
Tiered debt support: hardship negotiation, payoff plans, and bankruptcy-readiness coaching—always with practical tools, not just advice.
Comprehensive credit program: report review, dispute guidance, authorized user plans, secured card selection, and fraud recovery—all to drive real, lasting stability.
Mortgage checkups, foreclosure-prevention support, HELOC suitability screening, and property tax/insurance coaching for community stabilization and wealth protection.
Resume/LinkedIn help, interview prep, side-income planning, benefits navigation, and workforce referrals—because thriving starts with income security.
Set up checking access, bill pay, and financial organization—with a focus on eliminating overdraft risk and empowering clients with reliable tools.
Parent education, youth allowance systems, first-time renter/homebuyer tracks, and college/trade planning—unlocking generational financial strength.
Empathetic, non-judgmental goal-setting, micro-wins, and accountability, with pathways for mental health or housing support. No “therapy”—just real results.
Direct assistance or incentives (when grants allow): educational milestone rewards, matched savings, and starter kits to accelerate progress and motivation.
At Smith Wealth Strategies, LLC, our mission is to help clients stabilize urgent financial crises, build resilience against recurring hardships, and create sustainable money systems. We believe every household deserves high-quality, actionable guidance—delivered with empathy, structure, and measurable outcomes. Through a proven Stabilize–Rebuild–Thrive framework, we empower clients to move beyond survival and achieve long-term financial well-being. Our commitment to equity and access ensures no one is left behind on the path to financial stability.
Join Our Stability to Strength Program